Financial Planning for your Wedding!

The big fat Indian wedding is every Indian’s dream about getting hitched. But not all are able to execute it perfectly.

Most of the time a wedding burdens the parents and burn large holes in their pockets. If you are one of those individuals who don’t want to unduly stress your beloved folks out with the marriage expenses, you can apply for a loan!

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Before applying for a loan for the wedding:

1.      Chart out a gross amount of the expenses that are expected.

2.      Evaluate whether you really need to spend that extra amount of money, or if you can forego it.

3.      If not, then that is the amount of money needed as your marriage loan.

4.      Figure out how much you can spend from your pocket and how much you cannot.

How to Avail A Personal Loan:

expert advice

·         An individual working in  a known organization with a minimum of 3 years of experience can avail the loan.

·         Minimum Salary should be Rs 18,000 and the age should be between 21-60 years.

·         It is much convenient to apply for a joint loan, along with your spouse or parent.

·         If you are self-employed, ITR statements of the past 3 years with a annual profit of Rs 2 lakhs is required.

·         If you are retired you can still avail a personal loan against your pension for your marriage of your children. You can avail an amount of 5 lakhs till you reach the age of 70 years.

·         The interest rates on presonal loan varies from bank to bank, within a range of 13-22% p.a.

·         The bank also inquire the applicant about the assets, eligibility and capacity to repay.

·         Normally a period of 5 years is given to repay the loan for an amount ranging from 50,000 to 15 lakhs.

Loan against Collateral -

It is the loan granted against  immovable assets / collateral. The value of the asset determines the amount of loan received. Different banks have different policies but many banks accept variable assets as well such as LIC policies, Term Deposits Receipts and National Savings Certificate as mortgage. The value of the collateral decides the amount of loan here. Typically, minimum loan amount is Rs.1 lakh. Maximum loan amount depends on your eligibility criteria.

Loan on Credit Card –

A lesser attractive alternative is financing through Equated monthly installments (EMI) using credit card. But the interest rates are really high for loan from credit card issuer. This option is very expensive and should be used only in extreme consitions and the loan should be paid off at the earliest to avoid the vicious cycle of high interest and late payment fee etc.

The wedding industry is the sole industry without recession ever affecting it. The wedding market in India is worth over $40 billion. Although matches are made in heaven according to popular belief, it is on the earth that marriages are performed. Since marriages are generally taken as a once in life time and one of the most awaited and happiest occasions, people want to celebrate it in a way that the memories are cherished for life. And most would agree that money plays an important role in making the marriage memorable.

However, some of the best financial experts while helping you arrange much needed funds to celebrate the marriage in style, suggest you to be cautious while borrowing, not go overboard and ensure that your post matrimonial life does not suffer under the unmanageable financial burden. To get connected, log on to www.solvemyproblemm.com and meet your financial needs the way experts meet their financial requirements.

Foods That Help Gain Muscle Mass.

FoodsThat Help Gain Muscle Mass.

Whatever makes or breaks the body is determined by the diet that one follows. The popular culture has projected the idea of losing weight to look good and hence the majority of people suffer from emotional and physical issues due to this. But there are a considerable number of people who are on the other side of the spectrum.http://www.solvemyproblemm.com/

They are the skinny ones!

Although the grass is appears greener on the other side, it is often not the reality. The top diet and nutrition experts on www.solvemyproblemm.com suggest a list of important foods. These foods help the skinny folks out there to gain weight in a healthy way.

Lean Beef

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If the intention is to gain muscle mass, then lean beef should become a STAPLE of your diet. A three-ounce serving of lean beef is a powerhouse of essential nutrients like Iron, Zinc, and B-vitamins and is only 154 calories. The most important benefit derived from lean meat eating is that the higher levels of amino acids work with Insulin to hasten muscle growth leading to increased muscle mass.

Chicken

Yet another rich source of essential proteins, skinless chicken when included in the diet can easily add to better bone health, weight maintenance and repair.

Cottage Cheese

Cottage cheese is excellent for maintaining muscle mass because it digests very slowly and is hence ideal food item if there will be extended breaks between the meals. Rich in Vitamin B12, Calcium etc. they can be used in salads as well as whole meals.

Eggs

Eggs are famously known for being rich in protein, nine essential amino acids and vitamin D. Eggs are also the most economical sources of protein available in the market.

Tuna and Other Fish

High in protein, and omega 3 fatty acids Tuna has negligible levels of fat. They are great in boosting metabolism and maintaining the good cholesterol levels. An excellent choice for increasing muscle mass in the body.

Oatmeal

The low glycemic index value and levels of minimal processing in oatmeal has given it a status of being a very filling food. It is rich in fiber with a good micronutrient profile, an apt choice for the ones looking to lose weight as well as preserve muscle mass.

Whole grains

Whole grains digest better than the refined grains and hence provide sustained energy levels and maintain overall good health.

Fruits and veggies

Being rich sources of vitamin, minerals and anti-oxidants, fruits and veggies are very essential components of the diet. Rich in fiber, they also play an important role in digestion, immunity and flushing out body toxins.

Not all kinds of fats are bad for the body. Polyunsaturated and monounsaturated fats are really good for the body and are prerequisites for the production of testosterone and growth hormones. In salmon and other seafood, green leafy vegetables, avocados, seeds of sunflower, flax and pumpkin high content of essential fatty acids is observed.

For comprehensive and personalized diet plans consult & get advice from some of the top nutrition experts in India on the online consultancy platform www.solvemyproblemm.com

Ask questions online on dentistry!

Dentistry is a field of medicine that is fast becoming a lucrative one, by the day. In a vast nation like India where the majority of the population lives in the rural areas, dental facilities are not available to adequately enough!  Last year the dentist population ratio of India was recorded at a staggering 1:10,000. But surveys under the supervision have revealed the stark reality that only 1 dentist is currently meeting the dental health related demands of a rural population of 2,50,000.

Population wise as well as when it comes to the number of tobacco users, Indians are second only to China. Despite having a huge array of multi-specialty and cancer specialty healthcare organizations, most of the population takes dental health care and its maintenance extremely lightly. Until one is victimized by a severe dental pain, some non-healing wound, some strange swelling, growth in the mouth or anywhere on the face.

Why people do not visit a dentist in the real world?

1.    Apathetic attitude to health.

2.    Mixsed up priorities.

3.    Little value towards taking care of one’s health until something drastic happens.

4.    Expensive consultation costs.

5.    Expensive and long-drawn treatment costs.

What solvemyproblemm.com does with its knowledge sharing platform?

www.solvemyproblemm.com is an awesome platform where some of the leading experts in the field of dentistry help you with the problem solving process for the dental problems that you suffer from. You get to choose single/multiple experts, to whom you can ask questions online. These experts will answer your questions within the deadline date set by you.

What is the kind of problems that you can pose questions about on smp?

Smp is a unique problem solving portal, that aims at helping solution seekers to find closure to dental or oro-facial problems. Smp is particularly useful for solving problems if lingering or persisting  for a long time.

Certain problems that you can pose questions about can belong to one or more of these categories:

1.    Nagging pain in the tooth or jaws or any of the facial bones.

2.    A non-healing wound or ulcer in and around the mouth.

3.    A swelling inside or outside the mouth.

4.    Frequent decays appearing in one or teeth.

5.    Unexplained white spots appearing on the teeth.

6.    Congenital abnormalities if any.

7.    Any other problem that you have consulted few dental practitioners in the past, but couldn’t receive a solid and effective solution for.

8.    You can even use smp to upload documents like scan or lab reports or even snapshots regarding your health issue to get a refined opinion from the league of experts.

           

The best part about solvemyproblemm!

Consultations with a dentist in real time today, is not a cakewalk of an event. From having monetary expenditures to the amount of time spent, consultations with the dentist are not always an easy experience. Once you come aboard on solvemyproblemm  to ask questions online as a part of your problem solving pursuit, then you not only get the liberty to choose whom and how many experts to consult, you even get to connect and seek answers to your problems from specialists in dentistry regardless of where they are located.

The overall consultation cost on smp are about half the real time rates. You can voice your most awkward concerns and keep your interactioans with the experts private. And if you are happy with the counsel you received, you are eligible to receive 10% of the consultation charges on closing the question!

The best part is you don’t even have to leave the confines of your personal space to do all this.

Check out www.solvemyproblemm.com, a place where you can ask questions online  to aid in your issue of dental problem solving!

Tips for Rainwater Harvesting!

Tips for Rainwater Harvesting!

As temperatures reach sweltering heights and the water tables all over are increasingly getting depleted, it is the ultimate need of the hour to find alternate sources of water. Rainwater is the purest source of water in the environment and it can substitute about 30—100% water from the main supply, for domestic uses.

Here are a few tips on how to install an effective rainwater system at home:

1.     Make a comprehensive water budget that will fulfil your water needs, in and around the house.

2.     Opt for a dual water supply system, that will top-up the tank with water from the main supply, whenever the levels fall below minimum levels.

3.     Ensure that the roof surface of the house is well-suited to collect rainwater. Roofing with toxic lead/tar based paintings and flashings are not ideal choices. Clay/concrete/cement/composite tiles or steel sheets are much suited.

4.     Roof gutters are an essential component of the harvesting system. Make sure that their dimensions allow sunlight to pass through them and doesn’t cause logging of debris in it. Waterlogged gutters can serve as breeding grounds for mosquitoes. To allow complete drainage of water collected, the gutter outlets must be fixed to the underside of the gutter.

5.     Ensure that all pipes that hold water should have their openings sealed by insect-proof screens at the junction where it enters into the rainwater tank, as well as the outlet from the tank.

6.     A first flush diverter is installed on the downpipe, this will help remove the most contaminated rainwater from getting into the tank.

7.     Choose a tank made of dark, opaque material that doesn’t get affected by temperature variations. It should also not be a safe haven for algal growth. In case of algal problem, drain and clean the tank thoroughly.

8.     Choose a spot with enough shade and ensure that the tanks have lids that are close fitting and insect proof.

9.     While drawing water, remember to draw water about one third of the way from the top of the tank which is the aerobic zone for household chores. But for uses outside the home, water from the bottom of the tank, which is the anaerobic zone needs to be taken.

10.                          Meticulous maintenance of the rainwater harvesting system plays an important role in getting good quality water. Registering your rain harvesting system with the local municipal bodies will also need to be kept in consideration.

For more information on how to install rain water harvesting systems in your own home, consult some of the top top civil engineering experts and top energy engineering experts in India and get expert advice at the earliest, to make the best out of coming rainy season, on www.solvemyproblemm.com

Writing and Marketing: Should You Submit The Same Article To Multiple Article Directories?

Writing and Marketing: Should You Submit The Same Article To Multiple Article Directories?

Ask questions online on dentistry!

Dentistry is a field of medicine that is fast becoming a lucrative one, by the day. In a vast nation like India where the majority of the population lives in the rural areas, dental facilities are not available to adequately enough!  Last year the dentist population ratio of India was recorded at a staggering 1:10,000. But surveys under the supervision have revealed the stark reality that only 1 dentist is currently meeting the dental health related demands of a rural population of 2,50,000.

Population wise as well as when it comes to the number of tobacco users, Indians are second only to China. Despite having a huge array of multi-specialty and cancer specialty healthcare organizations, most of the population takes dental health care and its maintenance extremely lightly. Until one is victimized by a severe dental pain, some non-healing wound, some strange swelling, growth in the mouth or anywhere on the face.

Why people do not visit a dentist in the real world?

1.    Apathetic attitude to health.

2.    Mixsed up priorities.

3.    Little value towards taking care of one’s health until something drastic happens.

4.    Expensive consultation costs.

5.    Expensive and long-drawn treatment costs.

What solvemyproblemm.com does with its knowledge sharing platform?

www.solvemyproblemm.com is an awesome platform where some of the leading experts in the field of dentistry help you with the problem solving process for the dental problems that you suffer from. You get to choose single/multiple experts, to whom you can ask questions online. These experts will answer your questions within the deadline date set by you.

What is the kind of problems that you can pose questions about on smp?

Smp is a unique problem solving portal, that aims at helping solution seekers to find closure to dental or oro-facial problems. Smp is particularly useful for solving problems if lingering or persisting  for a long time.

Certain problems that you can pose questions about can belong to one or more of these categories:

1.    Nagging pain in the tooth or jaws or any of the facial bones.

2.    A non-healing wound or ulcer in and around the mouth.

3.    A swelling inside or outside the mouth.

4.    Frequent decays appearing in one or teeth.

5.    Unexplained white spots appearing on the teeth.

6.    Congenital abnormalities if any.

7.    Any other problem that you have consulted few dental practitioners in the past, but couldn’t receive a solid and effective solution for.

8.    You can even use smp to upload documents like scan or lab reports or even snapshots regarding your health issue to get a refined opinion from the league of experts.

           

The best part about solvemyproblemm!

Consultations with a dentist in real time today, is not a cakewalk of an event. From having monetary expenditures to the amount of time spent, consultations with the dentist are not always an easy experience. Once you come aboard on solvemyproblemm  to ask questions online as a part of your problem solving pursuit, then you not only get the liberty to choose whom and how many experts to consult, you even get to connect and seek answers to your problems from specialists in dentistry regardless of where they are located.

The overall consultation cost on smp are about half the real time rates. You can voice your most awkward concerns and keep your interactioans with the experts private. And if you are happy with the counsel you received, you are eligible to receive 10% of the consultation charges on closing the question!

The best part is you don’t even have to leave the confines of your personal space to do all this.

Check out www.solvemyproblemm.com, a place where you can ask questions online  to aid in your issue of dental problem solving!